Employer Stop-Loss (ESL)

Havarti ESL delivers value to advisors and their self-funded clients

At Havarti Risk, we understand that Employer Stop Loss (ESL) can become a value-less transaction for Benefit Advisors and their clients. So, we’ve added three valuable components to our ESL, which is written with an “A” rated carrier.

Ready Pay

Get ESL claims paid within hours, rather than weeks or months.

Gene Therapy

Reduce manufacturer cost to $0 for specified therapies.

Actuarial Expert

Deliver customized Havarti Risk Actuarial analysis and cost-lowering recommendations to your self-funded employer clients.

Contact us for more information about our enhanced commission program for premiere partners.