Employer Stop-Loss (ESL)
Havarti ESL delivers value to advisors and their self-funded clients
At Havarti Risk, we understand that Employer Stop Loss (ESL) can become a value-less transaction for Benefit Advisors and their clients. So, we’ve added three valuable components to our ESL, which is written with an “A” rated carrier.
Ready Pay
Get ESL claims paid within hours, rather than weeks or months.
Gene Therapy
Reduce manufacturer cost to $0 for specified therapies.
Actuarial Expert
Deliver customized Havarti Risk Actuarial analysis and cost-lowering recommendations to your self-funded employer clients.