Advisory Services
Our subject matter experts deliver the business insights you need
Healthplans
From pricing and reserving to cost of care trend and fixing problem blocks of business, we help healthplans get back on track to predictable profitability
Business Enhancement
Our experienced team digs into the drivers of your plan performance to deliver critical business insights and recommendations you need to identify risk issues and solve problems
Business Insights
Providers Taking Risk
Next Generation Risk Takers need experienced insurance and risk executives to develop novel risk structures
Our Actuarial and insurance experts collaborate with clients to identify risk taking infrastructure that suits their unique needs. This includes customized business plan analysis and feasibility study development.
Risk Contract Structure
Once we identify the risk model that works for your business we then develop the infrastructure, contracts, underwriting and rating models to operationalize the model. We then provide stop loss/reinsurance services to support the risk structure inclusive of analytics and program performance optimization.
Risk Operating Model
Emerging Healthcare Innovators
We go beyond delivering a static report. Our typical engagements start with building an ROI and revenue model that helps you tell the story of how your innovative health product can impact the bottom line for insurers and how it can return to capital for investors.
ROI Validation
Once we validate your ROI, we support you in selling your product to commercial. We help you on your sales deck and make connections with the right contacts at health plans.
Sales Support
Financial Sponsors
Havarti performs the actuarial and ROI due diligence on companies of interest to our client VC firms. Our contribution is to value actuarial financial elements, we assess the validity of ROI/value prop representations and offer recommendations to enhance the ROI presentation.
Due Diligence
When requested, we will perform our standard base ROI modeling for VC firm portfolio companies. Additional services such as extended value modeling and Sales assistance are delivered on a buy-up basis.